Shop on installment

Find a Credably store, choose a product and get a credit decision in minutes.

Last updated: 13 October 2026

Credably works with partner stores. You choose what you want, pay a down payment, and pay the rest in installments. The store gets paid in full by Credably upfront.

Find a store

  • Browse partner stores on the Find a store page of our website.
  • Or browse products and stores in the Shop section of the customer app.
  • Store coverage is currently focused on Abuja, Lagos and Benin City.

Buy at the store

  1. Pick your product at the store and tell the store you want to pay with Credably.
  2. Give the store the phone number on your Credably account. If you're new, the store can start your account for you and you'll get a link to finish signing up.
  3. The store sets up your plan with you: the down payment and how long you'll pay for.
  4. We run a credit check. Most decisions come in under 5 minutes.
  5. If approved, you get a checkout link to pay your down payment.

Checking your eligibility doesn't hurt your score. If an application is declined, a bigger down payment or a longer plan can help — ask the store to try again with different terms.

Still need help?

Our support team is here on business days. Tell us what you were trying to do and we'll get back to you.