How we protect your data
What data we collect, how it's used and how it's kept safe.
Last updated: 13 October 2026
- We read up to 6 months of bank transaction history through regulated banking APIs to assess your eligibility.
- Your bank login details never touch our servers.
- Your data is encrypted in transit and at rest.
- We keep personal data only as long as the law requires, and you can ask us to delete it.
- Credably is NDPC-certified.