Your credit limit
How your limit is set and how it grows over time.
Last updated: 13 October 2026
Your limit depends on your bank account activity and your repayment history with Credably. New customers typically start between ₦20,000 and ₦150,000.
Your limit grows automatically as you pay on time. Your dashboard shows your credit limit and how much is available for new purchases.
Ways to grow your limit
- Pay every installment on time.
- Link your primary bank account so we can see your regular income.
- Reduce other debts.