Complete your profile
Six short steps that let us calculate your credit score and unlock installment plans.
Last updated: 13 October 2026
Before you can buy on installment, we need a few details to calculate your Credably score. It takes about two minutes. Open Complete profile from your dashboard to start, and you can come back to it anytime — your progress is saved.
The steps
- Employment: tell us how you earn a living.
- Income: enter your average monthly take-home pay and where your money comes from.
- Identity: verify your BVN or NIN. You can also add your Tax Identification Number (TIN).
- Emergency contacts: add two people we can contact if we can't reach you.
- Bank accounts: add your bank account and link your primary account.
- Review: check everything looks right, then submit.
After you submit
We combine your details with our credit model to calculate your score. This usually takes under a minute. If your score isn't showing yet, your profile is queued — refresh the page in a moment.
Once your identity is verified, credit features unlock and you can shop on installment.